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| #HeLa Cells# |
Tuesday, February 7, 2012
Thursday, February 2, 2012
Thursday, January 26, 2012
BP #7 - Financial Responsibility - Summary and Response
"Financial Responsibility for All: A Myth or Reality?"
In this article "Financial Responsibility For All: A myth or Reality?" by Lubie Grujicic-Alatriste shows how young people in the United States involved with financial problems using many credit-cards. First of all, young people don't have enough knowledge and all the information about credit cards. Secondly, they get all the card companies around their college premises and those companies help students fill out the forms. In contrast, card company never provide detail information about the terms and conditions apply. The third reason is that misrepresenting the problems by the bank employees and just get students sign on the contract papers. These financial institutions never try to protect card holder. Student should be aware of credit cards before signing papers and get into financial problems.
There is a lot of things to learn about the financial roller coaster from this article. Credit card problems are not a myth, it is a reality now. A perfect knowledge on credit card policy is the most important thing to avoid financial calamities.
In 2009, my cousin took loan from the bank using credit-card and brought a house. Few months later, the house burned down from an electric heater. She was totally upset on her fate. On the other hand, the insurance company denied to pay for the house. In addition, she could not stop paying house mortgage. Therefore, she had to sold her house and land back in home country and brought money to pay mortgage. That situation made her to realize that how credit-cards effects people financially. I was shocked seeing those problems and tried to help her as much as i can.
Actually banking system is not highly developed in my country like here in the U.S. People don't use bank cards that much in my home country(Bangladesh). But recently, peoples are using bank cards there. Besides in our country people mostly carry cash money.
Finally, I think there is no such ways to come out of financial problems; once one get involved. The best way to avoid these problems is to learn before start using credit cards. One should read all the information, terms and conditions about bank card prior to make decision. And it would be the best idea to discuss with parents about every single terms and get directions from them.
In this article "Financial Responsibility For All: A myth or Reality?" by Lubie Grujicic-Alatriste shows how young people in the United States involved with financial problems using many credit-cards. First of all, young people don't have enough knowledge and all the information about credit cards. Secondly, they get all the card companies around their college premises and those companies help students fill out the forms. In contrast, card company never provide detail information about the terms and conditions apply. The third reason is that misrepresenting the problems by the bank employees and just get students sign on the contract papers. These financial institutions never try to protect card holder. Student should be aware of credit cards before signing papers and get into financial problems.
There is a lot of things to learn about the financial roller coaster from this article. Credit card problems are not a myth, it is a reality now. A perfect knowledge on credit card policy is the most important thing to avoid financial calamities.
In 2009, my cousin took loan from the bank using credit-card and brought a house. Few months later, the house burned down from an electric heater. She was totally upset on her fate. On the other hand, the insurance company denied to pay for the house. In addition, she could not stop paying house mortgage. Therefore, she had to sold her house and land back in home country and brought money to pay mortgage. That situation made her to realize that how credit-cards effects people financially. I was shocked seeing those problems and tried to help her as much as i can.
Actually banking system is not highly developed in my country like here in the U.S. People don't use bank cards that much in my home country(Bangladesh). But recently, peoples are using bank cards there. Besides in our country people mostly carry cash money.
Finally, I think there is no such ways to come out of financial problems; once one get involved. The best way to avoid these problems is to learn before start using credit cards. One should read all the information, terms and conditions about bank card prior to make decision. And it would be the best idea to discuss with parents about every single terms and get directions from them.
BP #6 - Mini Essay on HeLa and Informed Consent
Hela and Informed Consent
This is a great book with lot of stories and researches. Full of information about The United States around 1950s. The Civil right movements, Segregation, Jim Craw Laws, Discrimination between black and white people, Cancer Research and The Immortal Life of Henrietta Lacks.
In the 1950s, the situation was very poor down south of United States. Black peoples were facing many problems at the same period of time. Henrietta Lacks was a gentle black woman from Baltimore. She had a cancer in the cervix. After a little while, she felt so sick and went to John Hopkins Hospital for medical treatment.
During that time, it was very hard for the black people to get better treatment from the hospital. However, the doctors from John Hopkins checked her carefully. The doctor could not find any problems in the first time and later few months later they found a lot of tumor in her cervix area. By then it was in a bad position for treatment. The researchers of John Hopkins took samples of her cancer without informing Henrietta Lacks and her family.White doctors were unethical. It was unfair for the Lacks family. Later on, Henrietta died because of her cervix cancer. I had no idea about the bad medical treatment and discriminated hospitals until i read the book.
I don't know too much about researches and medical problems in my home country. In the history we had a big fight for freedom but nothing about medical facts. I personally have no idea about medical matters.
Now the world has changed a lot compare to the last century. Every aspects of life has been developed enormously around the countries. Medical terms has been changed. Therefore, doctors and researchers have totally different views on patients now. It is totally opposite in the current world to compare to the past. Medical science has developed and so many rule has reformed with that too. Now the researchers cannot do any research as they did before without patients concern.
There is a lot more to know about the history of United States and medical terms. This book a great source to learn about these things more and more.
look for more information: http://rebeccaskloot.com/the-immortal-life/
This is a great book with lot of stories and researches. Full of information about The United States around 1950s. The Civil right movements, Segregation, Jim Craw Laws, Discrimination between black and white people, Cancer Research and The Immortal Life of Henrietta Lacks.
I don't know too much about researches and medical problems in my home country. In the history we had a big fight for freedom but nothing about medical facts. I personally have no idea about medical matters.
Now the world has changed a lot compare to the last century. Every aspects of life has been developed enormously around the countries. Medical terms has been changed. Therefore, doctors and researchers have totally different views on patients now. It is totally opposite in the current world to compare to the past. Medical science has developed and so many rule has reformed with that too. Now the researchers cannot do any research as they did before without patients concern.
There is a lot more to know about the history of United States and medical terms. This book a great source to learn about these things more and more.
look for more information: http://rebeccaskloot.com/the-immortal-life/
Monday, January 23, 2012
Thursday, January 19, 2012
BP #5 - Mini Essay on one of the articles (posted below)
Soda Taxes
Children and adult both loves to drink soda. It is pretty cheap and available allover the United States. All kinds of soda contains high amount of calories which is not good for our health at all.
Obesity problem in The United States getting bigger last few years. It's very harmful for the children and their family too. When a child gets too fat it damages bone and teeth. These are the common problems now. Government is encountering this problem by raising soda taxes recent years.
Supports for soda tax getting higher day by day. Parents are more careful about their children. they are trying to change children's habits by developing healthy eating habits. Therefore, everyone is supporting this idea widely. It will change the future of the country.
In addition, the soda tax could bring a lot of money every year. The government estimated that the amount would be about $15 billion dollar each year and this money is going to help the people under The U.S. Department of Health and Human Service.
After all, soda tax is big help for human service and it also good for the children. Government should take care of this system properly and this is how our economy would go higher level.
Children and adult both loves to drink soda. It is pretty cheap and available allover the United States. All kinds of soda contains high amount of calories which is not good for our health at all.
Obesity problem in The United States getting bigger last few years. It's very harmful for the children and their family too. When a child gets too fat it damages bone and teeth. These are the common problems now. Government is encountering this problem by raising soda taxes recent years.
Supports for soda tax getting higher day by day. Parents are more careful about their children. they are trying to change children's habits by developing healthy eating habits. Therefore, everyone is supporting this idea widely. It will change the future of the country.
In addition, the soda tax could bring a lot of money every year. The government estimated that the amount would be about $15 billion dollar each year and this money is going to help the people under The U.S. Department of Health and Human Service.
After all, soda tax is big help for human service and it also good for the children. Government should take care of this system properly and this is how our economy would go higher level.
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